An “association” has one meaning and many different names; however, “Homeowner’s Association”, or HOA for short, is widely used within a covenant controlled neighborhood. But, what exactly does that mean? A HOA offers three distinct features: common ownership among members, members abide by declarations and covenants, and members pay assessments.
Where did the idea of HOA come from? When developers began building community associations, it was agreed that having the common property ownership shared among the homeowners was a good idea. But, who takes care of the common property? Local government is not responsible for privately owned land and when the last home in the community is settled, the developer would have completed the project. This leaves the homeowners in the community responsible for maintenance and upkeep of amenities and open spaces, as they all own a share. The concept of a Homeowner Association was born.
The HOA is governed by a Board of Directors. This board might be developer or resident controlled who often times hire a professional management company to help run the day to day operations. Legal documents such as Articles of Incorporation, Bylaws, Declaration – Covenants, Conditions and Restrictions govern the HOA’s operation and provide rules for using the association property.
The common ownership of a Homeowner’s Association might be comprised of a pool, tennis courts, club house, walking paths, etc., known as amenities. These amenities also include common areas such as open spaces, parks, sidewalks, street trees, lighting and landscaping. All households within the association own the common areas and amenities. This allows a homeowner access to luxury items such as a pool, gym, club house, etc. A condominium association may include elevators, door person and gym as amenities.
Living in a community association has many advantages. The community may feature attractive combinations of well-designed homes and landscaped open spaces. Open spaces, pools, and other amenities – often too expensive for individuals to own – are made available to members through common ownership. You can enjoy these amenities without having direct responsibility for maintenance. This means that weekends are spent enjoying the community, not cleaning the pool, repairing tennis court nets or in some cases, cutting the grass. The community association, by its Board of Directors and managing agent, operate and maintain the common areas and shared facilities. All owners pay a share of expenses to operate and maintain amenities and common areas through assessments and, as association members, have a voice in the association’s decisions. Who wouldn’t want to be in a home and community that prides itself on proper upkeep to increase values?
A Covenant Controlled community, like Brunswick Crossing, is responsible for helping to protect values and continuity within a neighborhood. Developers of master planned communities design developments with hundreds to thousands of homes in mind. This stated, modifications to existing home design requires approval prior to construction; thus, allowing for a more aesthetically pleasing look throughout the entire community. It is the role of the HOA to review applications for changes to exteriors of existing homes and property to maintain the design integrity of the community.
In addition to the HOA’s responsibility of protecting homeowner investment through maintaining and enhancing the community, the association is responsible for collection of assessments, managing contracts, maintaining common areas and amenities; enforcing rules, regulations and architectural standards; sponsoring, initiating and promoting recreational and social programs; facilitating communication among members; and contributing to the general quality of life for the residents.